As you settle into 2022 and relax the restrictions imposed by the pandemic, your first inclination may be to resume the economic management strategies you used pre-pandemic. That strategy is ill-advised as the financial landscape has changed in the United States. Increases in commodity prices from raw materials to oil have dramatically affected product costs and eroded profitability. The time is right to inspect your financial posture and take corrective action. No items should be considered sacrosanct. The pandemic shed a harsh light on the untenable reliance on foreign manufacturing and oil supply. Increases in interest rates, mortgage rates and the cost of capital will impact the business community as well as the public. Consumers may shift their buying habits and adjust their spending accordingly. Business owners need to assess their long-time viability and insulation from steep price hikes. Schedule your financial check-up now.